POLICIES OF SPIN-OFF REGARDING SHARIA BUSINESS UNIT OF PT. BNI IN INDONESIA

Abstract

Acceleration of the development of Sharia business will be more easily done through
Sharia Banks. With the separation of Sharia Business Unit into Sharia Banks it will
hopefully be easier to compete, more agile and flexible in making business decisions in
the future. Improve the quality of trust and image as Sharia Bank; by separating the
expected bank that is formed will have a high reputation and a deep understanding of
sharia products and services. Increase productivity and efficiency, Separation is done
also expected to encourage the passage of market best practice and good corporate
governance (GCG) in business management of Sharia Banks. Easier In Improving the
capital structure, by doing the separation, Sharia Banks can conduct effective strategic
cooperation with third parties, including related to the capital increase if needed in order
to anticipate future business opportunities. Providing benefits to shareholders, The
results of the separation of UUS into Sharia Banks is believed to have a positive impact
on shareholder value as well as in the form of dividends to bank shareholders who
perform the separation. Support the growth rate of Islamic banking, Sharia Bank Plan in
accordance with the business plan has been prepared, the separation of bank asset
growth is expected to rise and contribute significantly to the growth of Islamic banking
industry. Improve financial performance as reflected in the Consolidated Financial
Statements.